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A basic Negative Gearing Calculator is FREE for download. It can show how much you need to invest and how much you may gain when you sell it in the future.

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OUR PRODUCTS

Negative Gearing Calculator suits different levels of investors with four versions: Free version, Standard version (from $34.99), Professional version (from $54.99), and Ultimate version (from $129.99).

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TESTIMONIALS

"I have used the free Negative Gearing Calculator and like it much better than any others I have bought. It focuses on the essential facts and presents them in a much clearer format." - Mark

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Negative Gearing Calculator - Features

Negative Gearing Calculator has four versions for you to choose from. The table below shows the different features offered by the four versions.

If you are just starting to look into property investment, the Free Negative Gearing Calculator might the one you want.

If you just want to buy one property in a specific state, for example, NSW, you might want to buy the Standard Negative Gearing Calculator.

If you want to compare across states for one property, you should buy the Professional Negative Gearing Calculator. You also get the simple version of Negative Gearing Property Affordability Calculator (worth $24.99) for free.

If you have more than one investment properties, you should buy the Ultimate Negative Gearing Calculator which can estimate a portfolio of up to 13 properties. It offers more than 50 features plus free bonuses including Investment Property Evaluation Spreadsheet (worth $69.99) and Negative Gearing Property Affordability Calculator (worth $44.99).

Features Free Version Standard Version Professional Version Ultimate Version
Accommodate multiple investors Yes - 2 Investors Yes - 4 Investors Yes - 4 Investors Yes - 2 Investors
Accommodate multiple properties No No No Up to 12 Properties + 3 SMSF Properties + 1 PPOR
Estimate SMSF properties No No No Yes
Estimate NRAS properties No No No Yes
Estimate PPOR properties No No No Yes
Calculate tax before and after deductions Yes Yes Yes Yes
Calculate capital gain Yes Yes Yes Yes
Calculate return on investment (ROI) Yes Yes Yes Yes
Adjust initial cash deposits on properties Yes Yes Yes Yes
Calculate expected Medicare levy from year to year where applicable Yes Yes Yes Yes
Calculate gross and net rental yield Yes (first year only) Yes Yes Yes
Calculate loan to value ratio (LVR) of individual property Yes (first year only) Yes Yes Yes
Calculate expected income tax liability from year to year No Yes Yes Yes
Show property details over years No Yes - 30 years Yes - 30 years Yes - 30 years
Calculate property stamp duty No Yes - 1 state Yes - all states Yes - all states
Calculate mortgage registration Fee No Yes - 1 state Yes - all states Yes - all states
Calculate land transfer/registration fee No Yes - 1 state Yes - all states Yes - all states
Calculate mortgage discharge fee No Yes - 1 state Yes - all states Yes - all states
Breakdown cash outgoings by investors No Yes Yes Yes
Breakdown tax savings by investors No Yes Yes Yes
Breakdown investment by investors No Yes Yes Yes
Calculate return on investment (ROI) by investors No Yes Yes Yes
Calculate purchase costs (both property and loan) No Yes Yes Yes
Adjust salary growth rates from year to year No Yes Yes Yes
Adjust rent growth rates from year to year No Yes Yes Yes
Adjust cost increase rates from year to year No Yes Yes Yes
Adjust capital growth rates from year to year No Yes Yes Yes
Adjust home loan interest rates from year to year No Yes Yes Yes
Adjust home loan term in years No No Yes Yes
Compare investment by states No No Yes Yes
Compare return on investment (ROI) by states No No Yes Yes
Switch principal and interest (P&I) and interest only (I/O) home loan No No Yes Yes
Specify home loan repayment frequency (monthly, fortnightly, weekly) No No Yes Yes
Allow salary sacrifice No No Yes Yes
Adjust salary sacrifice amount from year to year No No Yes Yes
Adjust income tax scales from year to year No No No Yes
Allow to enter real information from year to year No No No Yes
Predict the value of a portfolio of multiple properties from year to year No No No Yes
Predict serviceability and when can afford the next property No No No Yes
Accommondate specific purchase date in different years No No No Yes
Specify income from different sources (wages, rents, shares, etc) No No No Yes
Define different capital growth rates for different properties No No No Yes
Accommondate specific sold date in different years No No No Yes
Tick-on and tick-off properties No No No Yes
Estimate construction costs No No No Yes
Estimate financial position No No No Yes
Comprehensive rental yield analysis No No No Yes
Calculate combined LVR of multiple properties No No No Yes
Multiple home loans (2 home loans on 1 property) No No No Yes
Bonus - Investment Property Evaluation Spreadsheet No No No Yes - Free (Worth $69.99)
Bonus - Investment Property Management Spreadsheet No No No Yes - Free (Worth $79.99)
Bonus - Negative Gearing Property Affordability Calculator No No Simple version - Free (Worth $24.99) Yes - Free (Worth $44.99)
Bonus - Lifetime update N/A Yes - Free (Worth $34.99) Yes - Free (Worth $54.99) Yes - Free (Worth $129.99)
Total Bonus # N/A $34.99 $79.98 $324.96
Total Value # Free $69.98 $134.97 $454.95
Cost - Personal Use Free $34.99 $54.99 $129.99
Cost - Commercial Use $34.99 $69.99 $109.99 $259.99
# Based on Personal Use.

Refund Policy: If you are having issues with a product and need assistance with downloading and/or using the product, please contact us before you ask for a refund as we are confident that we will be able to resolve the issues. If we cannot help you, full refund will be offered within 30 days from the date of purchase. Negative Gearing Calculator will do our best to satisfy all refund requests from customers in a courteous, timely, and fair manner. Again, it will be very much appreciated if you can let us to rectify any issues you are having before asking for a refund.

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The Calculator will be sent to you via email.

Cost - Personal Use
Ultimate Version: $129.99
Professional Version: $54.99
Standard Version: $34.99

Please choose:
Your Email Address:

Cost - Commercial Use
Ultimate Version: $259.99
Professional Version: $109.99
Standard Version: $69.99

Please choose:
Your Email Address:

File Type
.xlsx - Excel Spreadsheet

Version
Standard version - v1.0.2018
Professional version - v1.0.2018
Ultimate version - v1.0.2018

File Size
Standard version - ~440KB
Professional version - ~560KB
Ultimate version - ~9,070KB

Required
Microsoft Excel® 2007, 2010, 2013 for Microsoft Windows®
OR
Microsoft Excel 2011 for Mac

Support
Please use the Contact Form if you have questions.

© 2010-2017 Negative Gearing Calculator - A licensed reseller of Investment Property Calculator. All Rights Reserved.

All the calculators are built in Excel spreadsheet. You need to have Microsoft Excel 2007 & Above and Microsoft Windows to effectively use them.

** Disclaimer: All the Calculators are built for residential rental properties. Using any calculator from Negative Gearing Calculator for commercial property investment (e.g. retail shop, office etc) is at your own risk. All the information and calculators are for general information and education purposes only. Neither Negative Gearing Calculator nor our partners should be liable for any direct or consequential loss or damages arising to you or any third parties as a result of relying on the information or calculators provided on this website.