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A basic Negative Gearing Calculator is FREE for download. It can show how much you need to invest and how much you may gain when you sell it in the future.

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OUR PRODUCTS

Negative Gearing Calculator suits different levels of investors with four versions: Free version, Standard version (from $34.99), Professional version (from $54.99), and Ultimate version (from $129.99).

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TESTIMONIALS

"I have used the free Negative Gearing Calculator and like it much better than any others I have bought. It focuses on the essential facts and presents them in a much clearer format." - Mark

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Online Negative Gearing Calculator

Find out if you can afford a negative gearing investment property using this free online investment property calculator based on cashflow and equity gain projections over 30 years.

This tool forecasts before and after tax cashflow, change in tax paid, future property market value, annual equity gain etc over 30 years based on your assumptions around property purchase price, your taxable income, home loan repayment, and rental expenses. Unlike other property analysis tools this calculator allows you to specify several important growth rates including Capital Growth Rate (%), Rental Growth Rate (%), Rental Outgoings/Expenses Growth Rate (%), and Taxable Income Growth Rate (%) which means the analysis result is more accurate and robust for the long-term projection needed in property investment.

Property Information (All fields are required!)
1 Purchase Price ($)
2 Stamp Duty ($)
3 Other Purchase Costs ($)
4 Estimated Construction Cost of Property ($)
5 Capital Growth Rate (%)
6 Rental Growth Rate (%)
7 Rental Outgoings/Expenses Growth Rate (%)
8 Weekly Rent ($)
9 Annual Rental Weeks (#)
 
Investors Taxable Income (All fields are required!)
10 Annual Taxable Income Investor 1 ($)
11 Annual Taxable Income Investor 2 ($)
12 Taxable Income Growth Rate (%)
 
Interest Only Investment Loan (All fields are required!)
13 Loan Amount ($)
14 Loan Interest Rate (%)
15 Total Borrowing Expenses ($)
 
Tax Deductible Rental Expenses (All fields are required!)
16 Accountancy Fees ($)
17 Advertising Fee for Tenants ($)
18 Body Corporate Fees and Charges ($)
19 Cleaning ($)
20 Council Rates ($)
21 Gardening/Lawn Mowing ($)
22 Insurances ($)
23 Interest on Loan ($)
24 Land Tax ($)
25 Legal Expenses ($)
26 Pest Control ($)
27 Property Agent Fees/Commission ($)
28 Repairs & Maintenance ($)
29 Stationery, Telephone & Postage ($)
30 Travel Expenses ($)
31 Water Charges ($)
32 Sundry Rental Expenses ($)

If you want to do a more customised estimation of you investment property by tweaking the rent income, rental expenses, investor(s) income, property market value, and other variables year on year, you may want to purchase the Standard, Professional, or Ultimate version of the paid investment property calculator. The Ultimate investment property calculator is especially useful if you want to see how your property portfolio (i.e. multiple investment properties purchased in different years) perform.

Try more useful online property calculators for free.

Recent News

22.11.2017
Free Negative Gearing Calculator Excel spreadsheet has been downloaded 8,499 times by potential Australian property investors.
Have you tried this free Negative Gearing Calculator - a simple and useful can I afford a negative gearing investment property calculator? You may be surprised to find out that an average Australian can afford to buy a rental property for investment.

22.11.2017
Try the new Investment Property Record Keeping Spreadsheet now!
If you need an unlock code after the trial expires, please click the button below.

22.11.2017
If you need a tax depreciation report for your negative gearing property, we now offer Negative Gearing Property Tax Depreciation Schedule Report from only $192! We will beat any competitor’s written quotation!

01.08.2011
New Negative Gearing Calculator website launched.
I hope investors will find the new website easy to use and up to date. If you have any suggestions, please let me know.

© 2010-2017 Negative Gearing Calculator - A licensed reseller of Investment Property Calculator. All Rights Reserved.

All the calculators are built in Excel spreadsheet. You need to have Microsoft Excel 2007 & Above and Microsoft Windows to effectively use them.

** Disclaimer: All the Calculators are built for residential rental properties. Using any calculator from Negative Gearing Calculator for commercial property investment (e.g. retail shop, office etc) is at your own risk. All the information and calculators are for general information and education purposes only. Neither Negative Gearing Calculator nor our partners should be liable for any direct or consequential loss or damages arising to you or any third parties as a result of relying on the information or calculators provided on this website.